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On a scale of 1-5, I wish I could give them a 6.

I called Optimal Debt Solutions about 3 1/2 years ago when I could just no longer deal with the credit card debt I had gotten myself into (stupidly) and had just hit rock bottom. I was assigned to Michael Faust as my account manager. From the beginning, Michael made me feel comfortable, understanding of my predicament and that together we would get through this process. He was always responsive and patient with me (I can be obsessive sometimes!); he was always truthful with what was being done and worked through any issues I had. I did get sued at one point by a company but Optimal Debt Solutions, again, worked with me and got me through that hard part as well. 3 1/2 years later, as they stated when I started, I am out of credit card debt and able to start rebuilding my financial life. I am not happy that I got into credit card debt in the first place (I was a stupid college student) but I was lucky to be referred to First Choice and able to have this second chance. On a scale of 1-5, I wish I could give them a 6.

- Brynne Macomber


Thank you for the quick response and your help.

So after a miss understanding I left a comment on here and the manger called me within 30 mintues of me leaving the review. So I want to say thank you for the quick response and your help.

- Quinysha Williams


Optimal Debt Solutions is a wonderful company to work with.

My experience has been very good with Optimal Debt Solutions. I was treated well and the staff were kind and efficient. We were given a plan as to how our accounts would be paid and all went as it should have. thanks to that plan we have cut our debt down immensely. And in a much shorter time than expected. Optimal Debt Solutions is a wonderful company to work with.

- Barbara Clark


They contacted may collectors and negotiated a settlement.

Easy ..... They contacted may collectors and negotiated a settlement, then paid them. I paid a lower monthly payment until the collections were satisfied

- Randy Huff


I thank this company.

This process took me 4 years to complete but because my balances were $0.00 i was able to refinance my home and get cash back. I thank this company.

- Jenn Kearney


They got me out of debt for roughly half of what I owed.

I had to many creditors to counts. They got me out of debt for roughly half of what I owed. The people were helpful and always kept me informed when another deal had been made.

- Chris Holdread


Awesome very nice kind and helpful.

- Tracy Slaick


So grateful for everything they have done for me.

I have had such an amazing experience with Optimal Debt Solutions! They went above and beyond my expectations... Any misunderstandings, or questions were cleared up within a timely manner... I am Soo grateful for everything they have done for me.

- Michele Sciubba


Great program deff saved me alot of money.

- Shannon Meadows


Very helpful and always prompt on return emails and phone messages!

- Ronald Buller


My Optimal Debt Solutions experience was absolutely awesome.

My Optimal Debt Solutions experience was absolutely awesome—they helped me get out of debt! Thank you Michael Faust and staff!

- Matt Jessup


Good program-it works-highly recommend.

- Michelle Eady


Absolutely pleased with this company.

Absolutely pleased with this company. More than accommodating and very professional.

- Andrew Dodge


They got all my accounts settled in timely matter.

Everyone is really nice and they really know what they are doing. They got all my accounts settled in timely matter.

- Kristina Berwa


Never thought it would be this simple.

Was trying to get a mortgage, my loan officer pointed out one negative thing on my credit report, told me if I could get it removed, my score would go from a 669 to a 719. I googled credit repair services, signed up here, and now it’s off my record. Never thought it would be this simple. Thanks Joan and Nicole!

- Harrison Totherow


I'm so far very satisfied with this company.

Update. After 6 months with this company I'm happy to say they settled 2 of my 6 accounts I have with them. I used to pay a big amount but not anymore. I got them to lower my monthly payments. I'm so far very satisfied with this company.

- Roy Diaz


I am so grateful.

I will go back to First Choice if I ever need them again. They did a fabulous job of helping me and a family member settle some debt. It took time, but we are in the clear thanks to them. I am so grateful.

- Michelle Rosenlof


Thank you for your patience and understanding.

When I first contacted Optimal Debt Solutions I was literally drowning in debt. I had been out of work for about 18 months, and was living off of my credit cards. When I got back to work my cards were maxed out, I had 31k in credit card debt, and my minimum payments were over $700 a month. I couldnt sustain the situation. A buddy of mine from the Army recommended Optimal Debt Solutions, and they really did change my life. They cut my monthly payment in half, and although my program was scheduled to last 36 months, I was done in 30 months and they sent me a refund check. Today, I am shopping to buy a home, have no credit card debt and my life is so different from the bleak reality I was trudging through 4 years ago. Mr. Harrison, Mr. Fischer, and Ms. Brooks, thank you for your patience and understanding. My family thanks you as well.

- Micheal Rogers


All of the people I dealt with were very helpful and professional.

All of the people I dealt with were very helpful and professional. I aleadal have recommended them to a friend if mine

- Debbie Young


I highly recommend using them for any help you may need.

I had a great experience with communication and customer service. I highly recommend using them for any help you may need.

- Jada Smith


They have truly gone above and beyond in helping me.

The staff and managers at Optimal Debt Solutions have been the best. Professional, courteous, and very knowledgeable, they have guided me through a very challenging time in my life. I would recommend them to anyone who finds themselves in a difficult financial situation and needs advice. They have truly gone above and beyond in helping me.

- JK


Was always treated well by the staff.

I had a positive experience with Optimal Debt Solutions and was always treated well by the staff.

- Diane Guidici


My experience with this company was wonderful.

My experience with this company was wonderful. They helped me wipe out my credit card debt and always communicated with me about what was paid off and the amount. I would recommend this service to anyone struggling with debt.

- Dorothy Lepthien


This helped us get out of debt quicker.

I highly recommend Optimal Debt Solutions as they well informed us of each settlement and handled all the calls from creditors from day 1 for us. This helped us get out of debt quicker and especially helped us semi-retire sooner as well.

- Susan Duarte


Excellent Service

- Susan CA


Couldn’t be more happy w/ them!!!!

This company helped me out in so many ways. I recently graduated from their program and am debt free from what I owed. They were in constant contact w/ me every step of the way. Couldn’t be more happy w/ them!!!!

- Jay Leonardo


Reliable company to help with debt relief!

I was helped by Daniel Fisher and Joe Creasy. They were able to pretty much cut my debt in half. They were totally transparent with me and always kind and responsive. You don't need to look anywhere else if you are trying to find a reliable company to help with debt relief!

- Leroy Griffith III


Helped explain what I need to do and calmed me down.

Daniel helped me and talked me down so much. I am in a troubling position and terribly confused, and he has helped explain what I need to do and calmed me down.

- Kaitlin Anderson


The staff has been very helpful.

The staff has been very helpful. They are always very courteous.

- Kevin Stringfellow


We are truly grateful.

2 years ago my wife and I had more debt then we could handle. I was recovering from Cancer and we were surviving solely on our social security. Everyday it seemed to get worse until it looked like we were going to have to sell our family home. Optimal Debt Solutions really changed our life, and Im not one to write something on the internet. They did exactly what they said they would; took 6 credit cards and settled for less then half of what we owed. More importantly, they gave us a single monthly payment we could afford. My wife wanted to make sure that Daniel Fisher received recognition, because he really took the time to hear us out again and again. Also, Nicole Pinn was wonderful. We are truly grateful.

- Douglas Zimmerman


If your serious about getting out of debt, call them, you have nothing to lose.

I was a client of Optimal Debt Solutions and I want to thank them for doing a great job and being an ethical company. I had misgivings about debt settlement and they were entirely wrong. First Choice did q wonderful job helping me get out of debt. They told me to make my payment for a set number of months and I would be out of debt. THAT IS EXACTLY WHAT HAPPENED. I want to thank Daniel Fisher who talked me off the ledge more then once. If your serious about getting out of debt, call them, you have nothing to lose.

- Sandy Beeman


If you need help, look no further.

Optimal Debt Solutions is a wonderful organization. My wife had run up our credit cards while seeing me through cancer treatment. We're both on social security, and when I was healthy, we quickly realized our fixed income was never going to get us out of debt. We were lost and scared. We didn't want to leave our family with our mess. We spoke to a Bankruptcy lawyer and that wasn't for us. My wife's sister had used Optimal Debt Solutions, so we called. We liked their A rating with the BBB, and everyone we spoke with truly wanted to help us, we were unique people more then we were "customers". After enrolling with Susan we ended up speaking with Daniel. And he made it straight forward, we make our payments for the period outlined in our contract and leave the rest to them. To our surprise we end up completing our program 5 months early and we received a large refund check to boot. If you need help, look no further. -Mr. &Mrs. Anonymous.

- Anthony Gardner


Exemplary Company

This is a exemplary Company. I have nothing but good and respectful things to say about the workers/ and or owner of this Business. Honest, dependable in what is told to you.

- joe curry


Highly recommend

Wonderful company Everything that was promised was accomplished Good communication and notifications Highly recommend.

- rosa scott


I was very impressed

I was very impressed with the professionalism and the attentiveness of assisting me in clearing some of my smaller debts. Optimal Debt Solutions was amazing in working with me Tom start to finish.

- Carolyn Patton


Highly recommend

This company has helped me change my life. They are caring and very helpful with every question I have ever asked them. I would highly recommend this company for any Debt Consolidation needs.

- Amber Zellner


They make it easy on you

They make it easy on you while they handle all the stress. It was convenient for me to communicate with them, phone or email and that's what I need as a working mom!

- Ma McNurlin


Great customer service

Great customer service. Rebecca Kelly provided exceptional service and and very instrumental in my success in the program.

- Novelette Riley