Reviews & Testimonials

- Joshua Kessler

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Christy Ashe did awesome she explained this program for me to understand about the program. She was amazing this took a huge relief off me I wake up and go to sleep with stress with this not no more. Thank you so much and Christy was amazing.

- Erika Vargas

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Christy Ashe was great, couldn’t ask for a better experience. She was thorough, informative, and very helpful

- Troy

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Rehiannon was amazing really explained everything in great details.

- Cherisse Jones

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Rhiannon was tremendously helpful! She explained the process clearly and made it very easy. Thank you!

- Michael Cespedes

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Valerie has been absolutely amazing. She has been very instrumental in helping me get the information I needed. She’s a great asset to your company.

- Janet Morris

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New to the program, but the customer service has been amazing. Christy has been there for me no matter what problems that I have encountered so far. I really appreciate her and would recommend the program to anyone who needs help,

- JedimastrP Smith

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She took the time out to break down the program to me, so I can have a better understanding and be comfortable with the decision that I was about to make Christy Ashe.

- Tenika Forte

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Christy went above and beyond to assist me through the approval process. And thanks to her and Optimal Debt Solutions I can now have peace of mind knowing that my debt situation has been handled with expert assistance. Thank you Christy!

- Diana Henderson

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Christy was very nice and professional she talked me thru all the steps and I got an amazing quote for each month on my debt consolidation! Thank you Christy A. On helping me relive my debt. Kudos to this company highly recommended!!!!

- Lisa Jobson

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Mrs christy is the best she went over everything and told me my options thank you so much Mrs Christy ashe

- Chris Crews

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Hi Christy! Thank u so much for helping me with my situation.

- Gerrell Thomas

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They we're very helpful. Christina was extremely friendly and professional.

- William McNertney

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Christy was VERY helpful in hopefully getting my debts paid down. Thank you.

- Edward Barcikowski

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Christy was more than kind & understanding. She went above & beyond to help me & listen to my issues. I am so happy to be apart of this program

- Kayla High

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Christy Ashe was a tremendous help for me today. Patient and knowledgeable!! I was in her care under my other email. Thank you so so much Valerie Newton

- Valerie Newton

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Great service. Very polite and knowledgeable.

- Chyenne Hill

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Christy ashe was very helpful she explain and help me with low payment plan she was very nice and sweet in explaining how the program works knowing how a lot of need help out there with debts and all thank you very much Christy this will help me a lot.

- Dee V

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Christy ashe solved my problem. I felt so comfortable and well inform. This is the best experience I ever have when dealing with difficult situation with Christy. She is the best and perfect for her job. Thank you so much for your kindness and knows how to listen. I am very happy. God bless

- Honeyb Pabonita

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Christy Ashe is the best customer. Like the way she explained everything to me.

- Veronica Archer

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- Cilla Harrison

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Very detailed conversation and understanding representative. Answers all question clearly and promptly. Best thing of it all is we was on phone for over a hour until we found the right solution for my situation.

- Deandre Beasley

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Christy was very informative and thorough with this whole process. She made me feel at ease with my decisions and was helpful when I had questions! I strongly recommend this company!

- Nicole Nix

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Everyone was helpful and it was easy to understand. Christy was great and did an outstanding job with helping me consolidate my bills. Excellent employee!! Thanks again.

- John. A Torres

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Nick was AMAZING! Really made things make sense for me! I appreciate all his help and understanding!

- LaTazia Townsend

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- Sacha Watkins

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Very professional and knowledgeable. Was very clear in explaining how eerything worked. Highly recommended/. Thank You Nick

- Gregory Barnes

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I found it to be simple. I also noted that my rep. Nick Sallee explained everything in layman terms which in fact was the most helpful tool in completing the whole process.

- Richard Thompson

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The one working my accounts, from Optimal Debt Solutions has been very vocal, keeping me up to date with what's going on. And also has been friendly and understanding.

- James Cawley

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Christy was so great! She is very knowledgeable and kind, and helped me find the best solution.

- A Google User

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Christy was so pleasant and patient. Her customer service was off the chart. You are lucky to have her

- Michael Glew

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- Katharine Scarborough

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- Ashley Denise Hayes

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Nervous at first:) Christy was very helpful, knowledgeable and put my mind at ease:) would highly recommend her to anyone:)

- Andrew George

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- Tiffany B

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I was nervous at first but Christy Ashe explained everything in simple terms and this was a very easy and pleasurable experience and it helped take a burden off at one of my most difficult times.

- Melissa Mccardle

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This program is AMAZING! It has truly saved my mental state of mind! It was very quick to apply for eligibility and my customer representative CHRISTY ASHE, is the BEST! Very informative, made me feel comfortable about explains my situation, and was very nice to speak with..If you need relief from financial stress, give her a call and ASK for her! This program is real, no gimmicks and wonderful!

- Brittany Morgan

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Informative & helpful! Really hope this program helps me to get out of debt and raise my credit score. Christy was pleasant to speak with and appreciate her help. Thank you!

- Debra Ault

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During the pandemic I accrued some debt due to some unexpected life events brought forth by a person who at first promised support, but in the end left me and my family saddled with a crushing debt. For some time now I was looking for a way to consolidate and resolve my debt. The staff at Optimal are true professionals, everything was explained crystal clear and they will work with me hand on hand to help me resolve my debt. Excellent experience, definitely a 10/10

- Aquiles Consuegra

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Nick was very helpful and very professional

- Gina Coley

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Miss Christy was extremely helpful,kind and explanatory!!! I GIVE MISS CHRISTY 10 PLATINUM STARS!! She was also very patient.

- Kimberly Watson

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Nicole Brooks was amazing! I’m a retired veteran with anxiety. She was so personable and really wanted to help me. She was amazing. Bravo Zulu! Again she made me feel so comfortable and relieved my debt stress in a matter of minutes.

- Rebecca Oxendine

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Very informative, and straightforward, and very pleasant.

- Araceli Huizar

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Nick was very helpful. He explains everything to me and found the best way to help me with my debt.

- Luis Rodriguez

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Fabulous Experience. Highly recommend Christy Ashe!! Thank you!!

- Melanie Matedne

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Christy Ashe was very helpful and straightforward on helping me out with my situation.

- Juan Monreal

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Answered all my questions and provided plentiful info. Amazing experience and I'm happy to be working towards financial freedom The Representative who helped me was Nick Salle.

- Nokia Rok

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Christy Ashe was extremely helpful in helping this morning. She took loads of stress off of my mind. Thank you all so much. I truly appreciate the help.

- Freddie Perez

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Christy Ashe was very helpful, very understanding of my final situation and just awesome. I would recommend her to anyone needing help with these creditors and bill collectors.

- Holly Varner

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Christy was amazing and showed empathy towards my situation! I’m glad I was able to work closely with them to get everything resolved.

- LaShundra Orum

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Her name Christy Ashe she was very explained everything in detail I give her a thumbs up

- Billy Turner

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Simple and easily understood,Christy walked me through in to get into the program. A real money savior

- Robert Moore

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- Nicholas Clark

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Nick helped me with everything I need and more. I appreciate the help

- Alton Thompson

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Christy Ashe was absolutely amazing! I came into the program not knowing how it really worked or what to do. Christy explain everything to me and fine combed the process so I understand and didn't miss anything. I'm beyond grateful for her help and getting me setup. Thank you so much!

- Mickie Caldwell

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It is a very easy to sign up and very helpful Christy was very friendly and very helpful.

- Gabriela Perez

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Very understanding, fast and efficient also help me get through the process without any problems.

- Jaques Parker

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Thank you so much for taking putting me on your Graham . She was so much help and very nice she explained everything down to the detail and it helped a lot thank you again so much you took the elephant off my shoulders lol

- Linda Pimentel Thrower

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It was amazing and very professionally done, thank you Christy for the assistance!

- Cameron Harrison

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- Casandra Bercaw

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Thank you so much Nick, for helping me through the process. He made it really easy and clear on everything! I feel such a relief now that I'm able to get my life back on track without having to worry about so much. Again thanks for helping me!

- Anthony Robert

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She was up front and honest, made me feel so relieved after are conversations thk u

- Kim Walker

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- Roberta Macisaac

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- William Duhart

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This company is more than just a company. The two representatives Nicole and Katie have been amazing. The get down to business and then want to hear about your family and where you come from. They have made me and my dad feel like real human beings and not just someone in debt. Thank you ladies. I highly recommend this place to anyone and everyone.

- Amber Collins

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- Critter Gaming

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Christy did a wonderful job and made me feel a bit of relief about our current situation. I'm so happy to be taking control of our financial hardship. She explained everything in great detail and assured me she would be there for us during the whole process.

- Bobbie Ballou

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God sent services and the CSR NICK was amazing at helping me understand everything thank you so much

- Shanoi Johnson

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Christy Ashe was great she walked me through each step & was a great help. Thanks Again

- Angie Locklear

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Nicholas Sallee was a great help. He made this whole process easy and digestible.

- Cameron Gales

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Happy to be in this program. Christy Ashe from optimal made it a very quick and easy for me to understand and I was done setting up in only 15 minutes! Everything thing I needed to know was explained to me that I needed! Thank you

- Alex Taylor

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- Tia Holt

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Hi, I had the pleasure of speaking with Nicole B. she is the true definition of great customer care service she had so much knowledge and information to give me on my debt situation and beyond that she made me feel comfortable. It felt like I was an old friend catching up it's very rare to come across someone who felt so warm and helpful with my situation I want to thank her once again for her knowledge and care thank you

- Shawndda Small

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Nick was some of the best help and friendliest person I have talked to regarding this issue that I am having.

- Anakin Bumgardner

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Nick explained everything to me, he addressed my concerns and was very patient with me. Thank you

- Janesia Caldwell

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Nick was the consulate that helped me, very professional and knowledgeable. Made the process very easy and quick, I would recommend him/company to anybody.

- Vincent Johnson

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Overall the process was very simple and Christy was very empathetic to my situation and offered the best solution to my credit debt. I can’t wait to see what impact this will have on my credit as I felt like I was in a credit hell that I would never get out from. I am enthusiastic and and hope that once these payments begin my creditors will settle for less than the full amount. Thanks again for your empathy Christy and I appreciate your help in enrolling in this program.

- Christopher Orozco

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Thank you Chraty Ash for your time and assistance today. You answered my questions fully and clearly. I am thankfull for this program that assist individuals like myself move forward stress free. Thank you.

- Barb Wearme

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- Constance Carter

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Scott P. Did an excellent job. Look forward to working with him.

- Yolanna D Talley

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Scott was very polite and patient ..He explained everything...and help with understanding..I feel relief today knowing bills will be handled and there's an end to them.only thing could be better more months smaller monthly

- Crystal Waters Whitehawk

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I had the best experience getting the help i needed at Optimal Debit Solutions.A total weight was lifted off my shoulders. Christy Ashe was polite, curious and very professional to make me feel comfortable and not alone. Thank you Christy for making the best decision to fit my needs!

- Laura Nerau

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Quick and painless process Christy was a great help in setting me up in a program to get everything squared away

- Ryele Adams

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Nick was very helpful with program information and consolidating my debts. Very pleasant to speak with also. Appreciate the room to breathe and highly recommend these services

- KayeLynn Daniel

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- Ella Wise

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Super easy process. Straight forward and polite! I highly recommend their services, Nick was great at walking me through each step and I will be out of debt even sooner than I thought! 10/10!

- Kaye Tait

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Christy was a great help and really helped me and took time to be on the phone with me with every step of the way to get the process and everything completed.great service over all..

- Robert Aragon

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Christy Ashe. Was very patient and helpful when she was taking me through everything. She explained everything to me very clear. Please give her a raise l think she deserves it. She has very good customer service skill's.

- Myron N Talley

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- Alesia Ross

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- J.J. Griffin

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- Dianne Smith

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- robee bonifacio

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- Kira Tonn

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Christy is so amazing at her job she was really helpful thank you Christy.

- shatovgeya perkins

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- Hector Ramirez

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In fact I thought I disconnected until there was a pause. I started to hang up and a voice said "give it a chance. Boom! Christi was professional and what got me was her introduction she's not a salesperson but a person that can help with these bills that I just can't pay. Still being uneasy with all the scamming that's going on we went to work. I wasn't too sure how to get to an attachment she walked me through. Just pulling over and giving this a chance was the best move for me at this time....

- Reginald Johnson

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- Deborah Barnes

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- Kimberly Freeman

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Mark made me comfortable. Put me at ease mentally about making this decision. Very detailed and upfront. Patient and excited for me to make a positive change in my financial maturity. Could not ask for more. Plus he met my wife's standards which is extremely important to me.

- Nate Sparks

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- Amanda T

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- Amber Davis

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Christy took the time to make sure I understood what was going on.

- Javis Dickson

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- Ryan Reed

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Amazing customer service, extremely kind & helpful. Christy Ashe was fantastic and got me the help I needed in a timely manner.

- rinaball91

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Christy ashe was amazing! She actually made me feel relief of debt and without a doubt I knew she would get everything done. She was very helpful and explanatory on the whole process. I was left with no unanswered questions and my mind was at ease knowing she'll get everything taken care of. Recommend to anyone who needs help in debt relief.

- zack wheeler

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- Laura Ramirez

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Optimal Debt Solutions is a good company. Mr. Mark Webster. was very professional, patient and awesome to speak with, he explained everything precisely, and helped me figure out what debt relief plan would work best. My experience was hassle free.

- Antoinette A.

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I had a great experience. My rep Mark Webster was awesome he explained everything in detail.

- sandy Luna

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- Nancy Curdo

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- c southerland

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I received peace of mind about my credit cards/loans financial situation. Nicole is a very professional, knowledgeable, and caring agent. Thanks for all your help. Looking forward to working with you.

- Dorothy Wargo

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Christy was a superstar at explaining the process and steps of getting my debts consolidated. Friendly, knowledgeable as well as very optimistic through the whole experience. Happy to have had gotten such a great representative.

- Tim Caprio

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Nicole Brooks was amazing my experience was fast and easy.been putting this off for months dreding the prossess she fixed it all in 5 min.thank you so much nicole

- Fredrick Walker

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- Leonardo Fuente

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Nicole was very helpful and very courteous

- David Maxwell

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- Lamont Jackson

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Nick was amazing and very cordial with any concerns that may have came about!

- Alanna Smith

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- Luis Sanchez

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Nicole Brooks is awesome at her job. She was helpful she was concerned, clear & precise. I could not have asked for a better customer service representative. While speaking with her she gave me a piece of mind that things would be handled correctly. That means everything to me. She is a keeper.

- Lu Morales

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Nicole from optimal solutions was very helpful!

- tilly tiana

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I'm so grateful for Optimal Debt Solutions. The two main people I have talked to, Christy and Stacy, have been knowledgeable, accessible, very helpful, had a good sense of humor, and been very patient. They answered every question I had (and trust me, I had MANY) and didn't ever make me feel like "too much" for having a lot of feelings and questions and needing them to repeat stuff as I wrote it down. Having a plan helps me feel like there's a light at the end of this crushing debt, and I feel empowered and supported in this process.

- Audrey L Cross

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Christy definitely helped me out & got all the questions I needed answered. Ready to get this debt off!

- Jerome Boyd

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Nicole Brooks gave an such excellent customer service. Even though I wasn’t ready to consolidate my bills she’s given me advice on something that will be super helpful on my end. Thank you, Nicole! Keep up the good work!

- Eunice Hernandez

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- Misty Mullen

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Christy was beyond awesome! Excited to start my repair journey!

- Nyles Barnes

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- Juan Valenzuela

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- Trisha McGillen

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Great service very helpful and explained everything to where I could understand clearly and was very patient.

- Cheryl Reagan

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- Maria Philips

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- VIVI Tarpeh

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Christy was very professional and she is awesome. Christy explained everything to me and made this process real easy !! Thanks Christy I recommend this program.

- Nikki Sabatino (Nikki)

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Absolute awesome service to help ease my financial burdens. Friendly, helpful and respectful associates. Christy Ashe was amazing to work with; I strongly recommend her to anyone in need.

- Tiffany Walker-Williams

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Nicole was exceptional through my whole process. She assured me multiple times that this company will help relieve me of my debt and I have nothing but full confidence after speaking with her that this is true. I brought up the option of bankruptcy but with her guidance I didn’t have to go through that route. She was very personable, kind and understanding. She explained the process very thoroughly so that I didn’t feel unsure or have any other questions. Great service!

- Omar Sauri

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Nick was extremely helpful. He was very courteous and informative. He provided me with a debt solution that is affordable. I have peace of mind. If you ever wonder if you make a difference you do.

- carol O Brien

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- Challeigh Titus

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- seven sixty comm

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Nike was great with helping me find a solution to get my debt under control. He answered all of my necessary questions. He was very helpful with not judging and making my decision a lot easier with joining Optimal! Thank you.

- Requcal Taylor

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Nick was professional, helpful, and clearly explained any question I had.

- Stephen Yang

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I call this company to get my dept under control I spoke to your rep Christy she was more than helpful and went out of her way helping me understand how this works I really appreciate the help that she has provided me on getting me back on track with my bills and my credit out of the gutter I am very happy I made the call to her great job Christy and thank you so much for your help and time.

- Bruce Mulholland

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Christy was very nice! She walked me through the process clearly & worked very efficiently! Will definitely recommend her to friends & family!!

- Amanda Dieter

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I was having a couple of financial problems, and God blessed me with an extremely intelligent, friendly, and more than competent young lady who was very gracious, easy to understand and explained everything very thoroughly.. she sit down and talk to me and she actually brought up things I had no idea about, and helped me through the whole process... Her name is Christy Ashe , and for all of the upper echelon at optimal debt solution, you really need to consider giving this young lady about a 25% raise.. and I'm being extremely serious.. if you added up all the time we spent together it was probably less than an hour and she saved me tens of thousands of dollars.... I would recommend her to anybody I know without a moment of hesitation.. they're very professional, efficient, and extremely confident.. Christy, to you I take my hat off... You are an amazing woman and I cannot verbalize the words to tell you how much I appreciate you..

- Brent Bannon

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Christy was absolutely fabulous! She took so much time to help me get approved for the program. As a single mom with these bills weighing down on me it is much appreciated! Thank You so much!!

- Sherita Mines

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- Sofia Rendek

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Despite the fact that Christy Ashe was great at helping me with my debt solution. I call dibs. I want her first.

- Dude McQueen

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- Lesslie Thedford

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Christy Ashe was amazing very informative and knowledgeable. Christy explained everything very well and answered all my questions. I would recommend anyone seeking to consolidate their debt to use Optimal Debt Solutions.

- valeria jones

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Very thorough. Will help me immensely for a while to build my credit.

- Martin Keller

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Nick was very helpful, very patient, phone was cutting out a lot, very courteous and was very understanding! I appreciated the help so much!!!

- lisa mccloud

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- Brigitte

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I am very satisfied and relieved with the outcome of my credit situation and I want to give an extra 5 stars to Ms. Christy Ashe she is the best. Her knowledge about the company and my situation was awesome. I would and will recommend her and this company to anyone that needs help.

- Supreme Dj

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- Vincent Williams

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Nick was very helpful and knowledgeable on the things I needed answers on. This was all new to me. Nick did an excellent job. Thanks

- Sally Weigel

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Nick was extremely helpful and informational when it came to taking the steps in order to help me lower my debt. He was easy to speak with , answered all questions I had and was very patient with me. I was a little hesitant on giving my information at first but as time went on I realized he was legit and not a scam artist that you run into more often then none.

- Andrea Livingston

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- Nicole Wilcox

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Nick was a great representative to talk too! Very helpful answered all the questions I had.

- Urin Baro Twice

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Christy was fantastic.

- John Payne

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Terra was such an awesome help easy to understand very knowledgeable and compassionate I enjoyed going through the process of getting my financial life back together with this Great person.

- Yenit Esquivel

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Nick Sallee was very knowledgeable of this program. Nick made feel comfortable.

- Kathy Kibler

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Christy Ashe was absolutely amazing! She explained everything to me in detail so that I understood the process and how it worked. She actually listened to all of my questions and concerns and answered them and by the end of our conversation I had every confidence that she was going to make sure that I felt comfortable with my decision. She is very professional yet personable and put my mind at ease. I would definitely recommend calling her if you need help with your debt situation!

- The Hooks

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What a breathe of fresh air. Thank you Nicole

- Roxeen Gilbert

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Honestly, I had just let myself grow in debt, not really considering the effects of my recklessness, I ended up in more debt, higher then my yearly income. I reached to several different agencies, and I met Nick. I am now going to get out of debt, will have more cash every month, fix some credit issues, and I am happy, feel relieved, and no more anxiety. Thank you Nick! If you need assistance, call Optimal Debt Solutions.

- Keith H

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Abel Help Me With My Debt really Nice Guy. Very well said Details To Details. Thank you.

- Arminda Nimuan

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- Teygan Moss-Grant

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I spoke with a consolidation specialist that made me feel very comfortable during a very stressful time of my life. They provided me a much lower monthly payment through their program and left me feeling very good about my situation giving me hope that I could be debt free and credit worthy again. Thank you for all your help, Steve.

- Stephen Saupe

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I spoke with Nicole who was amazing and helped me out big time and great customer service.

- Collin Vaughan

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I didn’t know the first thing about solving my debt. I was going to file for bankruptcy at only 24! I’m so happy with the help I was provided, it really only takes you calling and seeing what options they have for you!

- AshLynn Hensley

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- Hilari Chiarkas

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Nicole was able to assist me months back when I wasn’t quite ready to join the program. I saved her extension and called back today and she remembered me! She was knowledgeable, friendly, and handled my situation smoothly and efficiently. I have all the confidence in the program and know who I can count on when I have questions. Thanks Nicole!

- Michael Robertson

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Nicole was very helpful and let me know all the details. I really appreciate her knowledge and compassion for her job. I will Recommend her to my family and friends

- Emma Browning

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- Karen Smith

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- Lauren White

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- Marty D

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Terra was such an awesome help easy to understand very knowledgeable and compassionate I enjoyed going through the process of getting my financial life back together with this Great person

- Yenit Esquivel

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- Purplemonkey the Animator

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- Jolene Cruse

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Joy was to talk to and she worked hard to get me worked in I want to thank you very much joy for helping me thank you again

- Janelle Goodman

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- Nate Miriello

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- Justin Tran

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- Linda Taylor

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- Phyllis Conover

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Since the beginning of Covid I have had a drop in my clients, I'm a home health nurse and self employed. I have been struggling to pay my credit cards and struggling to just not use them, but with work being scarce and clients dying or going permanently to nursing homes, I have had to rely on credit more and more. Things became a bit better and I have two great, well paying clients. I also have a mountain of debt that I have been struggling to pay off. I can't seem to pay more than the minimum on any of them and was getting nowhere fast. I called and spoke to my own personal angel MISS CHRISTY ASHE!!! She has been so wonderful, even when I broke down. She took the time to explain everything, even the fine print, so I knew exactly what I was signing up for. She went over all my options and together we found the best fit and payment plan for me. I feel like a weight has been lifted from my shoulders. I know I'm not out of the woods yet....it's going to take time and patience...but with Christy's help and Optimal Debt Solutions backing me up, I know I will come out of this. They have not only helped me, but they have helped my family. Why are you still reading this!!!??? Call them right now!!!

- Jen Campbell

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So professional and nice to work with! Terra Hintz was the absolute best! She was so understanding and wanting to help us every step of the way! My waive and I are looking forward to a new start and new life. Thank you Terra

- Paul Lumsden

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- charlette day

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Nicole was helpful, will see how it all works out. I just don't like that you may get tons of phones calls and that the credit card companies will keep sending you bills for months after you was approved. looking forward to getting some relief from high interest cards. hope all goes smoothly with this process. Again I Thank Nicole for kindness and helping me through this process. Also she is very patient.

- michelle barron

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- kathi Ford

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Terra hintz helped me 200 percent about this program I applied for she made me feel comfortable and answered all questions I had and even explained everything about what will happen to a t she is very helpful and I’m happy I applied to this debt program thanks again terra

- John G

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- Patricia Lopes

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- Cece Anderson

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I spoke with Nicole Brooks. She made me feel very confident with my decision on my debt consolidation during these crazy pandemic days bye-bye 2020. Thank you Nicole for helping me through this process

- Janice Mann

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- Brandon Cox

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- Kimberly Oreck

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Just wanna say thank you to Nicole for help me out with my debt really helpful with every question that I need answered and making me feel welcome and secured in this program that I desperately needed thanks again

- Sabino Jaramillo

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Terra was very helpful and I understood every thing she made it so easy and helped me thru everything & it’s the best program to use if you have credit problems or are behind on unsecured debt they make it easy to get rid of all of it so Thankful for them & they stay in touch and you can see what’s going on yourself Thank you so much Jerry & Mary Noe

- Mary Noe

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Nicole was absolutely amazing. I got myself way in over my head and she was able to help me find the relief I needed. Nicole helped me set up the perfect plan that fits my financial needs and I don’t have to worry about anything. Looking forward to seeing the results.

- brandon skidmore

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Christy Ash is the best. I have nothing but praise to say about how professional and mostly personable she is. Kathleen Boylan

- Kathleen Boylan

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I worked with Tara who was very professional and thorough. She was able to explain everything and was very transparent which made me more comfortable and confident to work with someone who understands hardship.

- Nayla V.

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Non judgmental when hearing details of my personal situation. Christy Ash was great and handled my case with sincerity. As I told her, the process was "almost painless". (Gmail ID is in my former name. I've been divorced for 2 years.)

- Pam Millsaps

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- Kita M

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- Michael Weber

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- Amisha Kearse

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Hello, Ms. Nicole from Optimal Debt Solutions loyalty to her customer base is outstanding. The moment our phone conversation started l could tell Nicole had a very warm rapport with everyone she comes in contact with. She followed up with me to ensure my feels wasn’t forgotten or lost in the process. I can tell she clearly enjoys the "people" aspect of her position. You can tell she consistently answers the phone with a smile and a friendly hello when you call. I look forward to working with Nicole through this process. She explained all in detail about the program and how it works.

- Sheree Rhodes-Sumrall

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They are so incredibly amazing these people! My husband was so in debt and with Covid it’s been hard to keep up on payments. They got us into the program with payments we can afford and work with us if we need to move the payment date or whatever else we need help with! Would rec

- Gilberto

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Nicole is a very professional person, and she explains everything do to the core GREAT JOB...Enjoyed The Service

- Valerie Perkins

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- Jose Espinoza

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Joy Nelson was very helpful to all the questions I may have had, it was my first time ever taking this step I was very pleased with how fast and punctual she was at helping getting my matters resolved..And she was very kind. Strongly recommend if you have any issues with your credit and trying to fix it, call Optimal Credit Solutions and they are great at there job

- Janice Hume

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Joy Nelson, is very helpful and professionals deal her clients. I highly recommend this company. Thank you very much Ediza A Bell

- Ediza Bell

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Terra from optimal debt solutions was amazing today. She made me feel very comfortable speaking with her about my situation. And the payment where very affordable

- Nicole Mccoy

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- Sadrie Rohedz

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My financial situation has been something else since COVID to the point I wasn’t making my payments on my personal debt for months. After speaking with Joy, she clearly expressed how the program works and the benefit of applying for the debt relief. I was having to make about $500/month in payments and my payments have now be cut down below 200 and possibly even more after speaking with the creditors. This debt relief offer has really helped me see the light at the end of the tunnel for my personal loan struggle. Literally a huge relief not having to wonder how I’m going to come up with $500 a month to pay debt while keeping up with necessities as a college student working low hours at a minimum wage job. Can’t thank them enough for assisting me through this debt.

- Phresh W

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I felt overwhelmed with my debt and really need the help from anywhere. Then I looked thru many different places that I could think of but none of them has succeeded my expectation. However, I found Optimal Debt Solution and they transfer me over to Nick and he helped me so, much on the phone. I thought I will be hanging up the phone overwhelmed but he helped throughout the entire time. And I feel happy that finally, I have someone who can help me. Thank you, Nick and the company as well.

- Challenge PrinceJ

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Terra Hints did an excellent job helping me understand the process of the program, communication was amazing glad she was able to help me out!

- David Merrimon

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Terra was a really Great help with everything she helped me out with everything I needed to know and then some very kind sweet helpful lady she is really like her good job Terra thank you for helping me out in this program alot worries off of me

- Christy Boyd

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Nick was super helpful during a time of need and has set the standard of awesome Customer service. Thank you, Nick

- Yossr Saihi

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I’m so glad I found I found them! I’m finally going to get on track with my finances and fix my credit at the same time! Christy helped me out through the process and even made sure to work with my schedule! Christy was the absolute best and was very professional and personable, I didn’t not feel like I was talking to a robot AT ALL!!! I would definitely recommend them to anyone who need extra help with finances or with their credit!

- carolina arambula

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The representative Terra Morgan that helped me was awesome. She made the whole experience very understandable she was very patient as well. Very nice person. I would definitely recommend optimal debt solutions. Very professional. Thank you Terra again!

- helen butler

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- Vance Scott

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I was experiencing trouble with my debt and felt overwhelmed. I called and was connected with Christy Ashe and in less than 15 minutes she helped me with a very manageable plan to tackle my outstanding balances. I am very pleased with the service I was provided.

- Earl Sacks

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Terra was absolutely amazing, she went through every detail with me and made sure I understood what I was signing up for!

- Helaina Hojnoski

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Yes talking with Mark I felt so comfortable with him and he talked with me and help me pick out the best plan for me for my situation and was so helpful I really appreciated the time and consideration and I'm looking forward to continuing working with him in the future

- Terrika Allen

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- LeAnn McFarland

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Nichole was very helpful to me and was very kind and had patience with me . I enjoyed having her to help me get started.

- Michelle Goodwin

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- Jared Garcia

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- Martin Keller

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Wonderful customer service from Tera Hintz! She handled all my questions and got everything taken care of for me!

- Skyler Christiansen

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I am so very grateful for this program! Christy was so nice and professional. She really made me feel at ease and I am full confidence in her and Optical Debt Solutions!

- Donna Legas

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- Jennifer DeMoss

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- Robyn Mckerras

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- Carlos Adorno

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- Porsche Parham

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I had the pleasure of speaking with Nicole today. She was very helpful, knowledgeable, and gave me honest and great advice. Thank you Nicole. -sincerely Nichole with a H.

- Nichole Barrera

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- William Hamilton

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Nicole brooks was very professional and so helpful. She made it comfortable and like it was the right thing to do.

- Sarah Johnson

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My experience with the credit counselor, Joy Nelson was extremely productive! Not only did she provide a reasonable resolve to my case, but her personable people skills are “par excellence “...!!!

- Knowitpoet77

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- Distro 282

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- Liz Pardo

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Nicole didn’t necessarily help me regarding the program persay, she did explain to me how it worked though and gave me advice on bettering my financial future. I’m young, I’ve made mistakes and now it’s time to reverse them while I can.

- Logan Messenger

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- Tyler LeMar

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I had, maybe a 15 minute phone call with Nick. This gentlemen was absolutely wonderful and knowledgeable while listening to my debt-situation. He gave me the best advice while still being able to offer professional support and I truly appreciate that. These are the guys to go to without a doubt. 100%. Thank you Nick.

- Connor Kilmain

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- Diana Perez

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Abel was awesome to work with, very thorough and answered all my question!

- Anthony Smith

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Abel was very helpful and efficient at getting my account all set up.

- Shantriel Fields

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Nicole B. was extremely helpful in providing me the information and knowledge I needed. Gave me great advice and was honest with me. Really friendly and nice, and most importantly, when dealing with over the phone customer service, was easy to work/talk with. She listened to me, did not interrupt me, and provided guidance. I wish more companies had great employees like Nicole! Thank you Nicole for all of your help!

- Jesus Orozco

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I spoke to Nicole and she was able to help me get one monthly payment to pay off my debt. Very good service and very good option to use to consolidate debt

- Tyrique V-B

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Thank you Terra. Terra was very professional, informative, and calmed my nerves. I appreciate Terra for guiding me through the process to begin tackling my debt. Thanks Terra!

- Joanna Horne

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Nick was amazing. He made the process a great one! He made sure I was confident in trusting the program.

- Azzie Woods

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Terra I’m happy to hear from you and thank you for your help good job helping me.

- Erone Edmondson

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- Betty Fondren

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Abel been really great help on my issues, and very professional and great knowledge and excellent customer service.

- Salome Deguzman

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Abel was very helpful and he got to the bottom of my Situation and I greatly appreciate him for taking his time with me today

- Michelle Belton

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Abel Great appreciate the help and I’m well off to paying off some debt thank you

- darius gumbs

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Nicole was the absolute best. I was stressed and worried about my debt. She listened to me and then explained my options to me in detail. She went over my paperwork with me and asked me if I had questions. Most importantly, she empathized with me and let me know that she understood my feelings. She made sure that I had all of her contact information and told me that I could call her with questions anytime. It feels so good to have a real person who really cares

- April Farmer

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- Leondra Bullard

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- Danielle Cox

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Nick was very good and helping me understand all and setting up payments very easy And paperwork explained it very well and made it very easy to sign and complete thank you Nick I will definitely refer you

- Jodi o'dell

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- Latoya Wallace

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Nicole was my agent and working with her has made my debt consolidation process go smoothly. She truly cares about what you need and she went above and beyond to make sure I had all the information required to make the right decisions. Thanks darling I really appreciate your kindness!!!

- Paidra Porter

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Christy was a great help to me today ! Thanks so much ! Glad to be on a better road to success !

- Juju2 Two

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Christy was absolutely amazing. She was very kind and bubbly. She took the time to make sure I understood what was going on throughout the process. I’m so happy with my experience. And I’m excited to work with this company.

- melissagrace hughley

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Nicole was very helpful with getting everything setup and had a very pleasant attitude when we spoke. 5 stars definitely

- Richard Baker

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Terra Hintz was great she explained everything clearly and answered all my questions professionally. Great Service.

- Magy Tapia

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Mr. Abel Castro did an outstanding job helping me with my debt problems. I'm ready to get the ball rolling.

- Jc Robinson

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Abel was very helpful and professional in explaining the program to me

- Carmen Francia

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- Adrian Beverly

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Optimal Debt Solutions is the best that anyone can hope for regarding Credit Repair. Nicole and Joan went overboard with their craft in getting my credit repaired. These ladies are geniuses in their craft. I highly recommend them to anyone who needs assistance.

- Darrell Thibodeaux

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Mark Webster showed outstanding customer service and explained everything in a way for me to fully understand the agreement.

- Tae Phifer

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Nicole Brookes was great working with me. It is such a relief to be able to get help with my debt . Nicole was a great help answering my questions, giving guidance along with patience.

- Lisa Holbrook Thorndike

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Joy Nelson was awesome talking to and walked me thru the program each step of the way. I would highly recommend this company

- Mike Clark

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Christy Ashe was very knowledgeable and was able to answer all my questions. Very pleasant to speak with and didn't make me feel horrible for the amount of debt I have. She took a hundred pounds off my shoulders. Can't wait to be debt free. Thank you Christie for your kindness.

- Rhonda Pinckney

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Nick was awesome. He help answer all of my questions and was very understanding and took his time to help me with my issues. Thank you Nick and God bless you abundantly.

- Tania Ng Lam

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Nicole helped me and she was great I’m looking forward to getting back on track

- Suleika Moreno

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- Renee Sites

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- Dalubhasa Ploy

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Abel helped me put all of my credit card debt into one account that will definitely help me! Thank you

- Serena Lucey

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Nicole was super informative and pleasant to speak with. She helped put us on the right path! I will be calling her in the future and will recommend her to friends!

- Bonnie Patterson

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Nick was very thorough and understanding of my situation. He worked with me, answered all my questions, some even before I got to ask them. My debts are being consolidated and in 3 years I’ll be debt free!!!

- Greg Hoehn

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I had the best experience with Nicole she made sure that all I needed was going to be taken care of. Highly recommend speaking with her!! Thank you Nicole!

- Rebekha Price

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- Sleep Breathe

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- Richard Tyree

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Terra was very helpful and answered all my questions. I am glad i had her to talk to about my solutions. I would recommend her to other people.

- Carol Nelson

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- Stephen Manley

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Tara was very polite very professional she help me with this process all The way through Because of her willingness to work with me in and talk me through this was the reason why I signed up for this program in the 1st place I had other company trying to get me to sign make them to do this when I wish only do it with one company of or another anyway but all the other ones were not as willingness to work with me like Tara was she Good at her job she made me feel comfortable And made it less stressful for me to go through this process I really appreciate Thanks for your kindness Tara have a nice day

- Glen Muller

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- Angela

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- William Robert Egan JR

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- Michele Curtis

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Mark helped me with all of my questions. It was quick, efficient, and kind service. I feel like I can start to breathe again, and that a path is clearing for me to step into this next phase.

- Crystal S.

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Nichole was very helpful and finally set my mind at ease. The first I felt in days.

- Philip Jessup

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Nicole has been awesome to work with. 100% transparent, clearly communicates expectations and took the time to evaluate our situation for the best solution! My wife and I look forward to working with her.

- Zeshan Atiq

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- david mcbride

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Was very helpful with what I needed and got me at the balance I need. Highly recommend Abel.

- Jessica Allen

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- Coco Artistry

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Abel was fantastic!

- Marcella Petko

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Abel was great. Very professional.

- Ingrid Connelly

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- Lasehll williams

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Christy was fantastic. So patient because I don't do real well with new technology. But she patiently guided me. She is a keeper!

- Ruby Morales

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- Raamya Crow

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Nicole was great I was having so many issues trying to find some help and I finally found it thanks to her and the team!

- Brad Zavala

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Thanks for the help and awesome info!

- Ty Howard

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Able was great answered all my questions very helpful

- jesse delfin

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Able is amazing and extremely helpful. Super personable and a huge weight off my mind.

- John Appleton

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Nicole was such amazing help, she was super understanding and knowledgeable. I’m so happy she took my call today and excited to kick the debt away.

- Elluisa Docena

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Nick was very professional After reviewing my situation he offered me the best solution that would work for me It was a pleasure working with Nick.

- Shane Anderson

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I spoke with Nicole. She was very kind and did everything she could to help me. While my debt is not piled up enough to really need these services, I will definitely look into this in the future should I ever find myself in that position.

- Victoria Rogers

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Nicole Brooks was amazing. She was more than friendly and helped me understand how to move forward with this process. I was very impressed with her knowledge and her ability to quickly get the ball rolling within 10 short minutes we had completed the first steps. It was a very positive and peasant experience and I will definitely recommend her !

- Heather Hale

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Excellent service. I am so happy with Terra. Thank you

- Jesus Manuel Rosado Arencibia

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Such a great and helpful representative. Nicole Brooks explained the process to me with clarity and i understood the process of being in this program. Thank you so much nicole for being awsome! Looking forward to working with her and getting my credit score up!

- Abigail Remorin

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Abel really made sure I was taken care of. He answered all my questions, in detail and made me feel a lot better about my situation! Thank you!

- Abel Nightrhode

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Terra was extremely helpful. She truly cared about helping me consolidate my debts and have a fresh beginning! Thanks.

- Rosa Olivera

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- Gregory Gary III

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Abel was awesome I thought I would’ve never been debt free but thanks to him I’m on my way to be and he made it so simple to be thank you Abel.

- Nicholas Ornelas

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Nicole was amazing very relatable and professional! Made me feel at ease and not embarrassed about my financial situation. I feel confident that this was a great decision for my credit future.

- Mellie M

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Abel was Extremely professional helped me through a major crisis!

- Angelina Lara

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Mark was very forthcoming with all information needed for me to make the decision to clear my debt. He was professional but at the same time friendly which gave me the confidence to start making my credit better. Thanks so much Mark.

- Victoria Lewis

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- stevan vlaykovich

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- Jessie Bilal

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Abel was very helpful and professional and answered all our questions. He is a wonderful person to work with.

- Lee Lavalley

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Abel answered my questions, and really helped me figure everything out

- Gabrielle Brandt

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Terra Hintz was exceptional & helped me out so much and explained everything to me in detail. Definitely recommend her!

- Esmeralda Aguirre

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I had loans and I didn't know which way to turn and I spoke to Nicole M Brooks and she was very helpful even though I was able to work out my situation on my own I would recommend the program to anyone who finds themselves in whatever situation they find themselves in.

- debra ladybug collins

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- Amber Foreman

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Nick was very professional and honest. After reviewing my situation he offered me the best solution that would work for me and I chose the best program that was right for me. It was a pleasure working with Nick.

- Grace Stona

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Mark Webster was so helpful and understanding and I’m so happy with my outcome.

- Theresa Graham

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- nichole robb

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I spoke with Nicole Brooks she was very helpful professional and respectful. Answered my questions without leaving me more confused then I was to begin with.

- Amanda Winters

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Nicole was very knowledgeable about her job and how to help out her client and got the job done

- Tyrone Allick

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I found they were very helpful and reassuring

- Lynn Eickmeyer

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- Hasina Allo

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Abel was very informative and courteous. Very helpful Carole Burton

- Carole Burton

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Nicole Brooks is awesome, she really helped me out...thank you Nicole Brooks and God bless you

- Greg AbdulKareem

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Joy was excellent! I was very comfortable through out the initial process!

- Lindsey Delair

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Nicole Brooks was absolutely wonderful. She listened carefully to my needs without any judgement. She walked me through the whole process with ease and answered all of my questions. I really appreciated her patience, kindness and empathy. Thanks to her and First Choice, I feel a lot more confident about my future finances.

- NJ Zonis

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- Edidyer Ahumada

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- Cody Watson

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I am very timid about these things due to having bad experiences with another company. However, Nicole made me feel a bit more at ease.

- Shelia Davis

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- Joanie Kelley

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Nicole was great very professional and helpful

- Gene Mceachearn

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- Tony Walters

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I called optimal debt solutions looking for guidance concerning a lean on my license, the lady I spoke with, Nicole, was I called optimal debt solutions looking for guidance concerning a lean on my license, the lady I spoke with, Nicole, was very nice, very helpful, and very understanding. Even though there was not much she could actually do for me, she still gave me advice based on personal experience, in doing so, she helped me more than she knows. Nicole, you are AWESOME! Even though there was not much she could actually do for me, she still gave me advice based on personal experience, in doing so, she helped me more than she knows. Nicole, you are AWESOME!

- David Moody

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I was so depressed and did not know where to turn when I got this email from a wonderful company and fantastic person Joy Nelson who walked me through their program to help people get out of crushing debt. Joy went the extra mile to get me organized and take at least half my bills off my back and I only need pay one payment per month instead of 6. Now I can at least breathe. Thanks Joy. Thanks Optimal Debt Solutions!!!!

- Charlotte Massey

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Mark helped me to get my life back on track. He is very professional and he was very patient with me. I recommend him and his professional personality to anyone. Thanks again Mark.

- David Engel

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Nicole was very helpful and informative, made my day. Thanks Nicole.

- Yvette Phillips

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Miss Christy was very helpful and made this process possible. She answered all my questions and I as very knowledgeable about this matter. Thanks for relieving my stress. Looking forward to this program.

- Raymond Brown

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- Bamlak alemseged

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Nick was very professional he made me feel at ease with something I had no clue about. He was cool and answered all my questions in a manner I could understand. Thanks Nick!

- Steve Santiago

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Terra is awesome!!! I called in despair of needing help, once the call switched to Terra, it was on!! She is very patient and over the top helpful concerning the needs of others. She explained how the business works and told me things will get better from there. That statement hit home. That statement gave me hope for a way better future. I am very well pleased to know that there are people (angels) out there to help you. God and Terra knows my situation. I am more than honored to have a kindhearted person such as Terra to be an assistant during a difficult time. I'm very much please with this company. Faithfully speaking, I highly recommend this company. Thank you Terra!!!!

- Rushonda Britt

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I spoke to Nicole brooks and she was very helpful, she explained everything so clear and understanding and answered all my questions.

- Ana Baez

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Nick was my representative and very knowledgeable and patient. He explained everything in detail and was a pleasure to work with for a debt solution.

- Lisa Smith

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It was a pleasure talking with you you are very understanding very kind and very sweet about it I am so happy that you were able to help me you made my day if I hear of anybody that needs help I'll definitely send them your way God bless you and have a very nice day Thank you very much Terry Kemp

- Terry Riggle

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Great experience on the phone with Christie very knowledgeable and professional answer all my questions and concerns will recommend to family and friends great job

- Uncle Drew

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- kristina mccullough

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I spoke to Nicole Brooks and she went above and beyond to answer all of my questions she was extremely polite and professional... Awesome experience Thanks Again

- JIM Moore

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- Saray Hermosillo

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Terra was amazing and helpful. I am so happy I can finally get me get debt free and placing my mind at ease. Thank you

- Princess Zayath

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- Tony Horn

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- Mindy Morhardt

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Letty, truly helped me with my situation. Very professional and extremely helpful.

- Ce Sullivan

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I had the great opportunity of speak with an awesome representative by the name of Terra. Terra was one of the best representative I've ever spoken with. She was very knowledgeable, pleasant, patient and kind!!! She also was very understanding and empathetic to my situation, I feel so much better since she helped me!! Thank you so much Terra!

- Mary Gary

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- Janely Guzman

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Nick was great and very knowledgeable about that program. Made me feel much better than I did before I talked to him

- Kristen Kukan

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- Nikko Crespo

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- Hawa Anter

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Nicole was very friendly and always willing to help. She explained each step to me so I could understand it. Thank You

- vicky seward

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Very nice and responsive willing to help me super polite on the phone . Got me all set in a few minutes !

- Ashley finke

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I talked Terra hintz and she was absolutely professional polite funny and a pleasure to talk to you I would recommend everybody I know who needed help with their debt to Terra

- Sonny Ochoa

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- Shannon Schuler

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- Hannah Czarnaski

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Mark Weber was awesome friendly and helpful. Very professional. And did amazing work!

- Tina Wilkins

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Letty cockrum was helpful through the whole process, she took the time to explain everything to me step by step. She made my call very comfortable and fast. She's a good worker and her customer skills are amazing. She is very nice .

- malaysia hollinquest

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I decided it was time to clear my debt but then I didn't know where to turn in order to see who I owed and how much I owed and every time I put in how to clear my debt it brought me to different debt consolidators so I picked one out of the bunch and it was you guys the person that I spoke with was very helpful very honest she was very clear and precise I understood everything that we were doing and we're going to do I was left with no questions only answers which I truly appreciated she's very professional and walk me through every process that I needed to so I wasn't trying to guess at what to do and her name is Nicole

- nancee roll

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Nicole Brooks was amazing she answered all my questions without hesitation. She was very welcoming and knowledgeable. I would recommend her any time. I feel secure with this company.

- Zoe Bee

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Spoke to Nicole and she was super nice and helpful and knowledgeable I am super excited to get started

- Caitlyn Harp

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Nick was exceptional and very understanding of my Situation and went above and beyond to help me in anyway possible. Definitely recommend!

- Savanah Lusk

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Mark Webster is the guy who helped me.. One of the most professional people I have ever dealt with.. Every question I had he had the answer.. Thank you so much Mark

- Jimmy Bobinger

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Great customer service. Rebecca Kelly provided exceptional service and and very instrumental in my success in the program.

- Novelette Riley

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They make it easy on you while they handle all the stress. It was convenient for me to communicate with them, phone or email and that's what I need as a working mom!

- Ma McNurlin

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This company has helped me change my life. They are caring and very helpful with every question I have ever asked them. I would highly recommend this company for any Debt Consolidation needs.

- Amber Zellner

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I was very impressed with the professionalism and the attentiveness of assisting me in clearing some of my smaller debts. Optimal Debt Solutions was amazing in working with me Tom start to finish.

- Carolyn Patton

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Wonderful company Everything that was promised was accomplished Good communication and notifications Highly recommend.

- rosa scott

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This is a exemplary Company. I have nothing but good and respectful things to say about the workers/ and or owner of this Business. Honest, dependable in what is told to you.

- joe curry

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Optimal Debt Solutions is a wonderful organization. My wife had run up our credit cards while seeing me through cancer treatment. We're both on social security, and when I was healthy, we quickly realized our fixed income was never going to get us out of debt. We were lost and scared. We didn't want to leave our family with our mess. We spoke to a Bankruptcy lawyer and that wasn't for us. My wife's sister had used Optimal Debt Solutions, so we called. We liked their A rating with the BBB, and everyone we spoke with truly wanted to help us, we were unique people more then we were "customers". After enrolling with Susan we ended up speaking with Daniel. And he made it straight forward, we make our payments for the period outlined in our contract and leave the rest to them. To our surprise we end up completing our program 5 months early and we received a large refund check to boot. If you need help, look no further. -Mr. &Mrs. Anonymous.

- Anthony Gardner

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I was a client of Optimal Debt Solutions and I want to thank them for doing a great job and being an ethical company. I had misgivings about debt settlement and they were entirely wrong. First Choice did q wonderful job helping me get out of debt. They told me to make my payment for a set number of months and I would be out of debt. THAT IS EXACTLY WHAT HAPPENED. I want to thank Daniel Fisher who talked me off the ledge more then once. If your serious about getting out of debt, call them, you have nothing to lose.

- Sandy Beeman

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2 years ago my wife and I had more debt then we could handle. I was recovering from Cancer and we were surviving solely on our social security. Everyday it seemed to get worse until it looked like we were going to have to sell our family home. Optimal Debt Solutions really changed our life, and Im not one to write something on the internet. They did exactly what they said they would; took 6 credit cards and settled for less then half of what we owed. More importantly, they gave us a single monthly payment we could afford. My wife wanted to make sure that Daniel Fisher received recognition, because he really took the time to hear us out again and again. Also, Nicole Pinn was wonderful. We are truly grateful.

- Douglas Zimmerman

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The staff has been very helpful. They are always very courteous.

- Kevin Stringfellow

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Daniel helped me and talked me down so much. I am in a troubling position and terribly confused, and he has helped explain what I need to do and calmed me down.

- Kaitlin Anderson

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I was helped by Daniel Fisher and Joe Creasy. They were able to pretty much cut my debt in half. They were totally transparent with me and always kind and responsive. You don't need to look anywhere else if you are trying to find a reliable company to help with debt relief!

- Leroy Griffith III

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This company helped me out in so many ways. I recently graduated from their program and am debt free from what I owed. They were in constant contact w/ me every step of the way. Couldn’t be more happy w/ them!!!!

- Jay Leonardo

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- Susan CA

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I highly recommend Optimal Debt Solutions as they well informed us of each settlement and handled all the calls from creditors from day 1 for us. This helped us get out of debt quicker and especially helped us semi-retire sooner as well.

- Susan Duarte

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My experience with this company was wonderful. They helped me wipe out my credit card debt and always communicated with me about what was paid off and the amount. I would recommend this service to anyone struggling with debt.

- Dorothy Lepthien

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I had a positive experience with Optimal Debt Solutions and was always treated well by the staff.

- Diane Guidici

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The staff and managers at Optimal Debt Solutions have been the best. Professional, courteous, and very knowledgeable, they have guided me through a very challenging time in my life. I would recommend them to anyone who finds themselves in a difficult financial situation and needs advice. They have truly gone above and beyond in helping me.

- JK

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I had a great experience with communication and customer service. I highly recommend using them for any help you may need.

- Jada Smith

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All of the people I dealt with were very helpful and professional. I aleadal have recommended them to a friend if mine

- Debbie Young

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When I first contacted Optimal Debt Solutions I was literally drowning in debt. I had been out of work for about 18 months, and was living off of my credit cards. When I got back to work my cards were maxed out, I had 31k in credit card debt, and my minimum payments were over $700 a month. I couldnt sustain the situation. A buddy of mine from the Army recommended Optimal Debt Solutions, and they really did change my life. They cut my monthly payment in half, and although my program was scheduled to last 36 months, I was done in 30 months and they sent me a refund check. Today, I am shopping to buy a home, have no credit card debt and my life is so different from the bleak reality I was trudging through 4 years ago. Mr. Harrison, Mr. Fischer, and Ms. Brooks, thank you for your patience and understanding. My family thanks you as well.

- Micheal Rogers

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I will go back to First Choice if I ever need them again. They did a fabulous job of helping me and a family member settle some debt. It took time, but we are in the clear thanks to them. I am so grateful.

- Michelle Rosenlof

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Update. After 6 months with this company I'm happy to say they settled 2 of my 6 accounts I have with them. I used to pay a big amount but not anymore. I got them to lower my monthly payments. I'm so far very satisfied with this company.

- Roy Diaz

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Was trying to get a mortgage, my loan officer pointed out one negative thing on my credit report, told me if I could get it removed, my score would go from a 669 to a 719. I googled credit repair services, signed up here, and now it’s off my record. Never thought it would be this simple. Thanks Joan and Nicole!

- Harrison Totherow

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Everyone is really nice and they really know what they are doing. They got all my accounts settled in timely matter.

- Kristina Berwa

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Absolutely pleased with this company. More than accommodating and very professional.

- Andrew Dodge

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- Michelle Eady

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My Optimal Debt Solutions experience was absolutely awesome—they helped me get out of debt! Thank you Michael Faust and staff!

- Matt Jessup

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- Ronald Buller

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- Shannon Meadows

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I have had such an amazing experience with Optimal Debt Solutions! They went above and beyond my expectations... Any misunderstandings, or questions were cleared up within a timely manner... I am Soo grateful for everything they have done for me.

- Michele Sciubba

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- Tracy Slaick

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I had to many creditors to counts. They got me out of debt for roughly half of what I owed. The people were helpful and always kept me informed when another deal had been made.

- Chris Holdread

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This process took me 4 years to complete but because my balances were $0.00 i was able to refinance my home and get cash back. I thank this company.

- Jenn Kearney

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Easy ..... They contacted may collectors and negotiated a settlement, then paid them. I paid a lower monthly payment until the collections were satisfied

- Randy Huff

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My experience has been very good with Optimal Debt Solutions. I was treated well and the staff were kind and efficient. We were given a plan as to how our accounts would be paid and all went as it should have. thanks to that plan we have cut our debt down immensely. And in a much shorter time than expected. Optimal Debt Solutions is a wonderful company to work with.

- Barbara Clark

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So after a miss understanding I left a comment on here and the manger called me within 30 mintues of me leaving the review. So I want to say thank you for the quick response and your help.

- Quinysha Williams

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I called Optimal Debt Solutions about 3 1/2 years ago when I could just no longer deal with the credit card debt I had gotten myself into (stupidly) and had just hit rock bottom. I was assigned to Michael Faust as my account manager. From the beginning, Michael made me feel comfortable, understanding of my predicament and that together we would get through this process. He was always responsive and patient with me (I can be obsessive sometimes!); he was always truthful with what was being done and worked through any issues I had. I did get sued at one point by a company but Optimal Debt Solutions, again, worked with me and got me through that hard part as well. 3 1/2 years later, as they stated when I started, I am out of credit card debt and able to start rebuilding my financial life. I am not happy that I got into credit card debt in the first place (I was a stupid college student) but I was lucky to be referred to First Choice and able to have this second chance. On a scale of 1-5, I wish I could give them a 6.

- Brynne Macomber

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